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Current Liquidity Crisis - How it Impacts YOU
Current State of Mortgage Financing...What's Going On?

Anyone watching or reading the financial news over the last few weeks has seen a lot of angst and consternation over the state of the mortgage industry. In fact, one of the larger lenders in the US, American Home Mortgage, was forced to shut down operations recently. But why? What is happening, what does all this mean to you and most importantly... what should you be doing do right now to make sure you are protected?
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Save Money by Boosting Your Credit Score
HOW TO RAISE YOUR CREDIT SCORE 100 POINTS IN 45 DAYS

Sound too good to be true? Not as much as you’d think. And having a higher credit score will save you money – big money.  Higher credit scores help make you eligible for the best terms when you borrow money, and could even save you money on things like insurance premiums too.  Try out these five simple steps to improving your own credit score…you could see dramatic results!
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Identity Theft: Deter, Detect, Defend
3.6 Million households discovered that at least one member had been the victim of identity theft during the previous 6 months.

Department of Justice-Special Report - April 2006
Identity theft is the crime of obtaining the personal or financial information of another person for the purpose of assuming that person's name to make transactions or purchases. It has become the most common crime in America and it happens every day to good, hard-working individuals all over the country.

It can happen to anyone, at anytime... and it can happen to you too!
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Don't Make Things Easy for Identity Thieves
ALERT: YOUR NAME IS BEING SOLD - TAKE ACTION NOW!
Here's breaking news you need to know... and you need to let all yourfamily and friends know right away as well.

Having credit checked is an important and necessary step in the home buying process. But very few people realize that each time their credit is checked, the "inquiry data" that the credit bureaus (Equifax, TransUnion, Innovis or Experian) have on file have now become a commodity. This information is being sold by the credit bureaus to other lenders... and also to companies that sell and resell the same names and personal information.

That's right - the credit bureaus have found a way to increase their revenues at your expense... and without your permission. These "inquiry leads" include name, address, phone numbers (including unlisted), credit score, current debt and debt history, property information, age, gender and estimated income. They are marketing personal, confidential information to competing creditors... and making millions. Your privacy is being sold, not just once, but over and over again.
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